Everything you need to know about fees, wallet funding, commissions, and instant VTU vending on NivoltPay.
Account & Fees
No. Registration is 100% free on NivoltPay. There are zero signup fees, zero monthly subscription fees, and no hidden account maintenance charges. You only pay for the services you vend or purchase.
Every agent is assigned a Dedicated Virtual Account (DVA) powered by Paystack (Wema Bank). You simply transfer funds from any Nigerian mobile banking app or USSD to your unique account number, and your NivoltPay wallet is automatically credited in 5 to 60 seconds. A nominal standard processor fee of ₦50 applies per bank transfer.
Commissions & Reseller Profits
Commissions are paid instantly on every successful transaction! As soon as a transaction delivers, your reseller discount or commission is automatically credited to your wallet balance. You don't have to wait until the end of the week or month to access your profits.
Agents earn up to 4.5% commission on airtime sales across MTN, Glo, Airtel, and 9mobile, and enjoy wholesale discounted rates on SME and Direct Data plans (e.g. MTN SME 1GB from ₦265, Airtel SME 1GB from ₦275). Higher volume agents automatically graduate to higher commission tiers (Silver, Gold, Platinum).
Yes! Main Agents can create and invite Sub-Agents using their unique referral link. Whenever your sub-agents sell airtime, data, or bill payments, you earn override commissions on their network sales volume automatically.
Speed & Failed Transactions
Our routing infrastructure delivers airtime, data, and bill tokens in under 10 to 20 seconds under normal network conditions.
We have a strict 100% Automated Reversal Policy. If a telco rejects or times out a sale, our system automatically restores the debited amount back to your wallet instantly without requiring you to open a support ticket.
Still Have Questions?
Our customer support team is available Mon–Sat (8am–9pm) and Sun (12pm–8pm) WAT.